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US banks must board the EMV train

EMV adoption is gathering steam in the US, and issuers and acquirers must be prepared for what this will mean for card fraud.

Published By Datamonitor
21 Aug 2014
CommentWire
CommentWire

US economy: time to focus on the bare necessities

The gap between incomes and housing costs has grown in every state. With the economy not expected to recover to previous peaks, middle-income households might soon feel the pinch and have to curb spending. CPG manufacturers must respond appropriately, through greater offerings of more affordable goods sold through cheaper channels.

Published By Datamonitor
23 Sep 2002
CommentWire
CommentWire

US saving culture: the source of all problems?

Datamonitor's Financial Services Consumer Insights survey shows that the fundamental weakness in US savings behavior is a crucial driver of global imbalances. Despite the G20's intention to address the issue of imbalances in the world economy, US saving behavior must see a marked change if global imbalances are to be corrected and the $100 billion US current account deficit is to be paid back.

Published By Datamonitor
28 Sep 2009
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Using the Internet: Can Pharmaceutical companies afford to ignore the Net?

The considerable investment and overheads required for the development of new drugs mean that pharmaceutical companies must establish brand loyalty throughout a product's lifecycle in order to protect sales at patent expiry. While marketing has always been key to this, the advent of the Internet has meant that there are now a whole host of new opportunities for influencing market trends.<BR />

Published By Datamonitor
04 Apr 2003
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Virtual currencies are on the radar of central banks, but regulations remain a long way off

The European Central Bank recently released its first study looking at the nature and impact of emerging virtual currencies such as Bitcoin, Linden Dollars, and World of Warcraft Gold. While these currencies have grown strongly in recent years, in some instances resulting in extremely large virtual economies, they are likely to remain outside regulatory control.

Published By Datamonitor
02 Nov 2012
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Visa and Samsung debut the London 2012 Olympics contactless mobile app but its impact may be limited

Visa and Samsung have announced the launch of an NFC mobile app to promote the London 2012 Olympics. The app will allow customers to pay via Visa payWave, trace their contactless transaction records, and check up-to-date balances. Despite the 3,000 contactless terminals to be installed across Olympic venues, questions remain about whether the payment technology will prove popular during the games.

Published By Datamonitor
01 Mar 2012
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Visa announces UK contactless rollout ahead of schedule, but the market still faces numerous hurdles

Visa Europe recently announced that the number of its PayWave cards in issue is growing more quickly than expected, and claimed that there will be further growth as more issuers enter the contactless space. While this is a positive sign, overall card numbers are still comparatively low, while merchant acceptance remains very weak: the market is far from reaching a tipping point.

Published By Datamonitor
09 Jul 2010
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Visa enters new territory in the online payments sector with V.me

Visa has announced the launch of a new digital wallet, V.me, to compete directly with PayPal in the online payments sector. The digital wallet allows consumers to link their existing payment tools and make online transactions without having to reveal their card payment details to the merchant. Due to launch in early 2012, V.me will allow Visa to explore new territory as a digital wallet provider.

Published By Datamonitor
06 Dec 2011
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Visa Europe brings contactless to UK soaps

Although ownership and awareness of contactless payment cards continue to rise, a sizable number of UK consumers are either choosing not to use their cards or don't want one. Visa Europe looks to tackle this in its recent partnership with ITV.

Published By Datamonitor
02 Feb 2015
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Visa hedges its authentication bets

Visa's move to invest in a geolocation confirmation service soon after the release of its Visa Transaction Advisor service signals that the future of payment security lies in both multi-factor and risk-based authentication.

Published By Datamonitor
18 Feb 2015

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