Opinion

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Type Product title / description Pub Price
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Google free to aggregate

The conclusion to the three-year anti-trust investigation by the European Commission will finally see Google able to pursue its aggregator ambitions. But will it?

Published By Datamonitor
10 Feb 2014
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Should British Gas be broken up?

UK Energy Secretary Ed Davey has brought retail gas suppliers' profit margins in the domestic market back into the spotlight, with an open letter to Ofgem urging it to "think radically." Powers to break up any company found to have a monopoly could be bestowed upon the energy regulator, but what consequences would this have for the market share leader British Gas and the rest of the Big Six?

Published By Datamonitor
10 Feb 2014
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Banks must act to stop packaged account flight

Packaged account customers are more interested in the product than the provider, and are therefore less loyal. To retain these customers, banks must recognize that it is not simply convenience but the competitiveness of the product that drives provider choice.

Published By Datamonitor
10 Feb 2014
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Motor insurers set to report declining GWP

LV='s 2013 results show that its GWP dropped despite the group growing its customer base. Other insurers that predominantly operate in the motor space are likely to report similar experiences.

Published By Datamonitor
06 Feb 2014
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SMS payments to overtake NFC

With burgeoning populations and high mobile phone penetration, developing economies offer significant opportunities for mobile payments. However, demand for SMS technology is likely to outstrip that for NFC.

Published By Datamonitor
04 Feb 2014
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Children crying out for financial engagement

Children are tomorrow's banking consumers, and there is a strong business case for banks to serve the needs of this segment. However, only a minority of providers have effective strategies in place to engage with children.

Published By Datamonitor
04 Feb 2014
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PLA Innovation of the Week: what is dark chocolate doing in my pasta sauce?

Chocolate has always been closely associated with holidays and indulgent foods like candy and cake, but it is hardly limited to these areas. New Sacla tomatoes and chocolate pasta sauce extends the flavor and health benefits of dark chocolate to a new category: pasta sauce. New in France, this product is the Datamonitor Consumer Product Launch Analytics innovation of the week.

Published By Datamonitor
04 Feb 2014
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Sociable consumers shun mainstream lending

The fast-growing appetite for alternative lending sources reflects the mounting enthusiasm for social platforms and crowdsourcing.

Published By Datamonitor
04 Feb 2014
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Crowd purchasing an ideal channel for clubs

The entrance of the crowd-purchasing model in insurance offers a number of opportunities to target certain consumer segments directly. For recreational and sports clubs in particular, this may grow into the primary route for purchasing.

Published By Datamonitor
03 Feb 2014
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Consumers not ready to go fully digital

Barclays' plan to close a quarter of its high street branches but replace some with kiosks in supermarkets reflects mainstream consumers' reluctance to go fully digital.

Published By Datamonitor
31 Jan 2014

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