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Expert View
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Home insurance rates are falling according to AA's British Insurance Premium Index, despite a worsening claims environment in the market. This news further challenges claims that significant rate increases will be seen in this space.
Published By Datamonitor
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25 Apr 2013 |
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The sale of 632 Lloyds Banking Group branches to The Co-operative Bank has collapsed. The Co-operative had to sell off several businesses to raise funds to meet capital requirements ahead of the purchase, meaning that it is now considerably weaker than before. As a result, competition in the banking sector has been reduced, and the dominance of established banks remains as strong as ever.
Published By Datamonitor
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25 Apr 2013 |
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Expert View
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Amazon appears to be contemplating a bold move into mobile payments, with prospective plans to develop an anonymous mobile payments service. By putting information privacy at the heart of the service, Amazon stands to tap into a lucrative opportunity, with strong evidence to suggest that mobile wallet security is still a major concern for many consumers.
Published By Datamonitor
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25 Apr 2013 |
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Expert View
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Soft market conditions are leading insurers to exit high risk areas. This is opening up opportunities for MGAs, be they specialists or generalists, to fill in the gaps. Those with underwriting expertise in the right areas and good relationships with insurers will be the ones to benefit most.
Published By Datamonitor
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24 Apr 2013 |
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ABSs could provide an opportunity for insurers to improve their income streams and profitability, which are likely to suffer due to the justice secretary banning solicitor referral fees from April 2013.
Published By Datamonitor
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23 Apr 2013 |
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As the cornerstone of EU emissions policy, the EU Emissions Trading System (ETS) will require emissions to rise to increase the price of carbon in order for the scheme to have the desired effect.
Published By Datamonitor
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22 Apr 2013 |
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Expert View
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As the investment banking market in Australia slows, Citibank Australia is focusing on its retail banking activities. In terms of credit cards, Citibank's market share trails closely behind National Bank of Australia. Its push into retail banking is very likely to make the Big Four turn into the Big Five.
Published By Datamonitor
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22 Apr 2013 |
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Expert View
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The Green Deal was launched without fanfare on January 28, 2013, accompanied by howls of industry criticism. So far take up has been modest, and is likely to remain so given that the scheme is fatally flawed.
Published By Datamonitor
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22 Apr 2013 |
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Expert View
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Trying to capture the essence of spring is new Andechser Natur Blossom Magic Organic Mild Yogurt, a new yogurt from Germany that is offered in two flower-inspired flavors including Heidi (a raspberry yogurt with marigold and sunflower petals). Blossom Magic is the innovation of the week from Datamonitor Consumer's Product Launch Analytics.
Published By Datamonitor
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22 Apr 2013 |
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Expert View
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AIB has opened a specially designed branch in Ireland to encourage customers to make better use of its online and mobile banking facilities. The purpose of the "LAB" is to teach customers how to engage with their finances via digital channels and in doing so, support the bank's goal of providing the best digital experience in Ireland.
Published By Datamonitor
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19 Apr 2013 |
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