Opinion

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Type Product title / description Pub Price
Expert View
Expert View

UK payments: debit cards to exceed cash in 2010

Visa Europe has confidently predicted that the value of debit card transactions will eclipse those made by cash in the UK in 2010. While this would be a landmark in the development of payments in the UK, creating opportunities for retailers to implement greater automation at the point of sale, for card-issuing banks it would present a further challenge to revenues in the credit card space.

Published By Datamonitor
27 Jan 2010
CommentWire
CommentWire

UK payments: let's PIN card fraudsters down

APACS will begin public trials this spring, with the hope of rolling out the technology nationally within three years. The UK card fraud rate is one of Europe's highest, and this technology should significantly cut the use of counterfeits and stolen cards. However, it will do little to cut the related problem of online and remote card fraud.

Published By Datamonitor
13 Feb 2002
ResearchWire
ResearchWire

UK pension distributors: bancassurers could gain 4.1% of market share

Published By Datamonitor
07 Jun 2002
CommentWire
CommentWire

UK pension provision: lean not mean

A study by the OECD has indicated that the UK has one of the lowest levels of state pension provision of any major Western nation. However, with the proportion of the population drawing pensions increasing, raising state pensions would be dangerous. While there are clear problems to be addressed, the long-term outlook is still considerably brighter than that of many European countries.

Published By Datamonitor
04 May 2005
CommentWire
CommentWire

UK pension scheme: DWP simplifies auto-enrolment criteria

The Department for Work and Pensions has announced that the threshold at which employees will be automatically enrolled into the National Employments Savings Trust scheme has been raised from its provisional annual income benchmark of GBP5,035 to GBP7,475, simplifying the procedure and making it more cost effective for the government and employers.

Published By Datamonitor
01 Nov 2010
CommentWire
CommentWire

UK pensioners: growing need for extra income

The government is taking steps to improve the pension situation by encouraging people to work past the official retirement age. Even though measures such as lump sum payments are important to enhance some pensioners' financial positions in the near future, the real problem lies within the structure of pension provision.

Published By Datamonitor
12 Feb 2004
CommentWire
CommentWire

UK pensions schemes: nobody wants to pay up

The number of occupational pension schemes fell by 6% in 2003. Even in schemes that are running, the number of people investing has declined. These changes are bad news for the UK government, which is trying to encourage saving amongst workers. The government will be hoping that pensions simplification, due to be implemented in 2005, will reinvigorate the market.

Published By Datamonitor
27 May 2004
CommentWire
CommentWire

UK pensions: a different sort of crisis

Reports that the UK is better placed than our EU neighbors to weather the pensions time bomb are unfounded. Today's growing levels of consumer debt make saving for retirement difficult, regardless of the incentives in place. The government may need to reconsider the role of the basic state pension to stem the tide of future pensioner poverty.

Published By Datamonitor
06 May 2004
CommentWire
CommentWire

UK pensions: advertising goes to the dogs

Published By Datamonitor
10 Jan 2001
CommentWire
CommentWire

UK pensions: annuity clause highlights inflexibility issue

The House of Commons' ruling to reject the upper house's change to the Pensions Bill means that it will remain compulsory for pensioners to buy an annuity at the age of 75. The move contradicts wider attempts to incentivize pension saving by making the system more flexible: indeed, the annuity obligation is more likely to have the opposite effect.

Published By Datamonitor
18 Nov 2004

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