Opinion

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Type Product title / description Pub Price
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UK consumers are starting to use credit cards as a cash management tool rather than a borrowing tool

There is growing evidence to indicate that credit cards in the UK are seeing a shift away from a traditional borrowing tool towards a cash management tool, as consumers' behavior is changing and they switch from revolvers to transactors.

Published By Datamonitor
03 Oct 2012
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Expert View

UK consumers confident to keep on borrowing despite rising personal debt

New Datamonitor research has revealed that consumer borrowing via credit cards, motor and retail finance deals, overdrafts and unsecured personal loans (i.e. outstanding balances) has risen to GBP4,004 per average UK adult at the end of 2004. This figure translates into a 10% increase on the previous year's levels and a 45% increase since 2000.

Published By Datamonitor
25 Feb 2005
Expert View
Expert View

UK consumers do not see the value of packaged accounts

Datamonitor's research reveals that consumers are concerned that packaged accounts do not offer enough value. For the packaged account market to grow banks need to either allow customers to pick and choose the features they want or design accounts to fit the needs of their target market.

Published By Datamonitor
01 Nov 2012
Expert View
Expert View

UK consumers increasingly favor retailer-branded credit cards for everyday use

Retailer-branded credit cards are increasingly being favored by UK consumers for everyday transactions due to the number of loyalty and reward incentives typically associated with the use of these cards. Such high usage rates present an opportunity for payment card issuers to boost revenues through interchange fees by coupling added value incentives with card use.

Published By Datamonitor
04 Jan 2013
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Expert View

UK consumers play the mortgage game

New research has revealed that mortgage lending in the UK will decline 10% over the next three years as the housing market and house price growth stalls. The trend will make the next few years tough for mortgage lenders and in addition to a slowing market, the UK's mortgage industry faces new challenges brought about by the reshaping of the distribution landscape and a more competitive market.

Published By Datamonitor
11 Apr 2005
Expert View
Expert View

UK consumers unfazed by contactless hype

Although ownership and awareness of contactless payment cards are both on the rise, a growing number of UK contactless card holders are choosing to use other more established payment methods.

Published By Datamonitor
04 Mar 2014
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Expert View

UK consumers' budgets are still under pressure, despite an ease in inflation

The UK Consumer Price Index eased in April, standing at 3.0% compared to the 3.5% recorded in March. While this is a step in the right direction, essential items such as fuel and food remain highly inflationary and earnings growth is low. Consumers will see no real benefit from the lower inflation rate, budgets will remain under substantial pressure, and spending will continue to be restricted.

Published By Datamonitor
25 May 2012
Expert View
Expert View

UK consumers: shopping for value, but reluctant to compromise on quality

Most UK consumers are feeling the impact of the economic downturn on their lives, but are not making major changes to their consumption patterns in the grocery arena. However, although retail sales in the UK continue to show a slight increase, there are a number of downturn-induced attitudinal and behavioral adjustments that need to be acknowledged and acted upon.

Published By Datamonitor
13 Jul 2009
CommentWire
CommentWire

UK consumers: time-pressures remain, despite more leisure time

A new Datamonitor report has revealed that close to 40% of British consumers find it difficult to manage daily obligations and find time to relax. They feel that they are steadily losing out on leisure time, despite the fact that, in reality, the average amount of daily leisure time has been increasing steadily for the last few decades.

Published By Datamonitor
07 Nov 2008
CommentWire
CommentWire

UK convenience stores: retailers go to town

At a conference with town planning authorities, the UK deputy prime minister John Prescott made it abundantly clear that the trend for large out-of-town superstores is set to reverse. In opting for urban locations, leading retailers can attract a new demographic; urban convenience-oriented consumers.

Published By Datamonitor
19 Jul 2005

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