Opinion in United Kingdom

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Type Product title / description Pub Price
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POS extended warranty providers under pressure

Regulatory scrutiny has challenged point-of-sale (POS)-focused extended warranty providers over the last decade, but it is the shifting retail environment that is leading post-POS competitors to contest their market dominance.

Published By Datamonitor
23 Oct 2013
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Expert View

Co-op deal presents opportunity for Nationwide

The transfer of The Co-operative Bank to majority ownership by outside investors will undermine its ethical reputation, presenting an ideal opportunity for its closest competitors to poach its customers.

Published By Datamonitor
23 Oct 2013
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Expert View

The rise of B2B switching sites increases SME churn rates

Datamonitor Energy's recently published report entitled "The Drivers of Churn Rate, Switching, and Contract Length for UK B2B Energy Customers" found that SME churn rates increased during 2010-12. This has been driven by the growing penetration of switching sites, which have fundamentally altered customer behavior.

Published By Datamonitor
17 Oct 2013
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Expert View

Drop in motor insurance premiums not sustainable

While some reduction in costs is expected as a result of recent legislation to curb whiplash claims, it might not be enough to justify the fall in motor insurance premiums over the last year.

Published By Datamonitor
17 Oct 2013
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Expert View

Small players sweep up UK acquisitions

In the UK large international wealth managers have taken a back seat, with smaller competitors becoming the most active in the market as a result of the fallout from the Retail Distribution Review.

Published By Datamonitor
17 Oct 2013
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Expert View

Wonga lowers risk with Big Data

Using Big Data analytics to harness a plethora of information on customers will enable providers to more accurately assess the creditworthiness of borrowers.

Published By Datamonitor
16 Oct 2013
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Expert View

A video is worth a thousand words

In-car cameras are rising in popularity as a method of establishing liability and fighting fraud. The technology has great potential for complementing telematics propositions and should be advocated by insurers.

Published By Datamonitor
16 Oct 2013
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Payday lending grows up

Tougher regulations will help bring the payday loans industry into the mainstream consumer finance fold by making it safer for both lenders and consumers.

Published By Datamonitor
11 Oct 2013
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Longer-term car ownership leads to extended warranty growth

In the difficult trading conditions faced by motor retailers in a sluggish economy, extended warranty on cars has emerged as one of the few industry areas experiencing growth.

Published By Datamonitor
11 Oct 2013
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Expert View

Tap into happy hormones to boost savings

Customers are too often lured into saving through fear of what could happen if they don't. Banks would do better to emphasize the pleasurable outcomes of saving, as well as easy steps towards achieving the desired outcome.

Published By Datamonitor
11 Oct 2013

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