Opinion on Life and Pensions in Europe

Published within

« | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | ... | » »|

Type Product title / description Pub Price
Expert View
Expert View

The Liberal Democrats are clutching at straws with the "pensions-for-property" initiative

Deputy prime minister Nick Clegg has announced plans to fund first-time buyers' deposits with the pensions of their parents and grandparents, despite the average pension pot totaling just GBP26,000.

Published By Datamonitor
24 Sep 2012
Expert View
Expert View

Advisors are confident that term assurance will help to grow the protection market as a whole

Exclusive Datamonitor survey data reveal that advisors are confident that term assurance will continue to play a vital role within the protection market over the next five years, as the UK economy and mortgage market begin to recover.

Published By Datamonitor
12 Sep 2012
Expert View
Expert View

Employers should be wary of setting a mandatory retirement age following UK Supreme Court ruling

A recent Supreme Court ruling found that an employer was justified in forcing the retirement of a senior employee because it was in the "public interest." This means that companies could potentially dismiss older workers to make way for younger staff. However, employers will be taking a significant risk in setting their own mandatory retirement age, and should investigate alternative approaches.

Published By Datamonitor
01 May 2012
Expert View
Expert View

Automatic pension enrolment will be too soon for some

Due to concerns that UK consumers are saving insufficiently for their retirement, employees are to be automatically enrolled into pension schemes. The initiative will start to roll out in 2012 and will be fully implemented by 2018. However, due to the current squeeze on many consumers' incomes, Datamonitor believes that it is not the correct time to initiate the program.

Published By Datamonitor
01 Feb 2012
Expert View
Expert View

Transfers into and out of NEST schemes vital for streamlining pensions

Motivated by new entrants into the auto-enrollment market, the Department for Work and Pensions is considering lifting the restrictions on the National Employment Savings Trust. It should use this opportunity to make transfers into and out of the scheme possible.

Published By Datamonitor
01 Feb 2012
Expert View
Expert View

Royal London thrives in a vulnerable market

Britain's largest life and pensions provider Royal London has bounced back from GBP2m losses in 2010 to announce profits of GBP138m in the first half of 2011. The results show that Royal London has weathered the volatile markets, and are a positive indicator that consumers are once again engaging with life and pensions products.

Published By Datamonitor
22 Aug 2011
Expert View
Expert View

The Life Dept offers a new, differentiated online proposition to the protection market

A new online intermediary, The Life Dept, entered the protection market on August 15, 2011. The new service will approach the market with protection products that cater for individual consumers' needs. While this new approach will reduce product complexity, the presence of only three providers in its panel will be a significant deterrent.

Published By Datamonitor
19 Aug 2011
CommentWire
CommentWire

Jump Money: helping consumers to identify gaps in their protection cover

Consumers are worryingly disengaged from the life insurance industry. Datamonitor's Financial Services Consumer Insight Survey 2011 reveals that only 43% of consumers in the UK have any form of life insurance. Even those consumers who actually have insurance may be holding cover that does not adequately meet their needs. Jump Money's online tool therefore aims to inform and engage customers.

Published By Datamonitor
11 Jul 2011
CommentWire
CommentWire

FS providers: need to convince consumers they can help as finances are squeezed

UK disposable income fell for the first time in 30 years during the final quarter of 2010 and many consumers expect their financial situation will worsen in the coming months. However, continued low levels of consumer trust are set to thwart FS providers in their efforts to support customers with appropriate financial products. They must therefore work hard to win back this trust.

Published By Datamonitor
06 Apr 2011
Expert View
Expert View

The European Court's decision on gender-based pricing threatens to increase UK insurance premiums

The European Court of Justice has ruled that insurance companies can no longer use gender discrimination to determine the cost of insurance policies. This will affect the pricing of car insurance, life assurance, and annuities products, where gender is a significant variable. Providers will have to rely on other risk factors in order to price their policies appropriately.

Published By Datamonitor
02 Mar 2011

« | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | ... | » »|

No help is available.