Opinion on General Insurance, Property and Casualty in Europe

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Type Product title / description Pub Price
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Expert View

No Claims Discount database may fuel competition

LexisNexis is launching a No Claims Discount (NCD) database in September 2013. The first database to include NCD data, it may enable a smoother switching process for motor insurance customers, potentially increasing competition in the market.

Published By Datamonitor
04 Sep 2013
Expert View
Expert View

Co-op Insurance attracts interest despite unprofitable motor book

Private equity firm Advent International is bidding to buy the Co-operative's general insurance business. A strong home insurance book and older customer base make this an attractive investment, but only if the unprofitable motor book can be turned around.

Published By Datamonitor
29 Aug 2013
Expert View
Expert View

Insurers racing for classic cars

Non-standard risks such as classic car cover are among the only sources of light in an otherwise flagging private motor insurance market. However, limited capacity is needed in this niche consumer segment.

Published By Datamonitor
28 Aug 2013
Expert View
Expert View

John Lewis' advertising genius to give RSA a boost

John Lewis' home insurance marketing campaign underlines the power of a retail brand to grab customer attention, with the tried and tested strategy learnt from its core business sure to be to underwriter RSA's benefit.

Published By Datamonitor
22 Aug 2013
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Expert View

Legal expenses market has potential to grow

According to the most recent data from Standard & Poor's (FSA Returns), legal expenses providers have shown some significant GWP increases. The market is estimated at GBP600m GWP, and even with the new legislation it still offers growth potential.

Published By Datamonitor
22 Aug 2013
Expert View
Expert View

Creditor market claims slow down

After several years of turbulence, there is light at the end of the tunnel within the personal protection market, as the number of claims has significantly reduced. This suggests that the effects of the mis-selling scandal are nearly over.

Published By Datamonitor
20 Aug 2013
Expert View
Expert View

Demystifying D&O key to SME growth

With directors and officers (D&O) insurance increasingly ubiquitous within the FTSE 250, growth has focused on the SME space. However, low business take-up remains a challenge, and insurers must demystify the product for both customers and brokers.

Published By Datamonitor
15 Aug 2013
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Expert View

Whiplash reform crucial to motor premiums drop

In order for motor premiums to continue their downward trend - to consumers' advantage - a sustained reduction in personal injury costs is needed. Insurers and the government must use the current legislative momentum to tackle whiplash in particular.

Published By Datamonitor
13 Aug 2013
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Expert View

Flexibility and alignment essential for affinity partnerships

The future looks bright for affinity partnerships in insurance; however, providers must ensure a good brand fit as well as a commitment to the flexibility and level of contact required by increasingly demanding customers.

Published By Datamonitor
08 Aug 2013
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Expert View

Favorable commercial property claims in 2012 likely an outlier

Despite significant flooding, 2012 was a good claims year for the commercial property insurance market, but insurers need to be cautious in their interpretation in order to avoid complacency.

Published By Datamonitor
06 Aug 2013

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