Opinion in India

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Type Product title / description Pub Price
Expert View
Expert View

SEBI entrenches conflict of interest in Indian market

Previous SEBI regulatory announcements have had major impacts on the wealth management industry, with banning entry loads for mutual fund distributors in 2009 being the most dramatic. In contrast, the latest move to set up an SRO for mutual fund distributors will have little positive impact on the industry or its commission-based conflict of interest.

Published By Datamonitor
16 Apr 2013
Expert View
Expert View

Mobile POS: not just for rich countries

ABSA and Bank of America have both recently launched mobile POS services allowing small business customers to accept card payments using a smartphone. These rollouts in two very different markets highlight the growing popularity of mobile POS devices. Datamonitor research suggests that the opportunities for mobile POS are strongest in developing countries.

Published By Datamonitor
17 Dec 2012
Expert View
Expert View

SBI's HNW strategy still very much mass affluent

SBI has opened another Kohinoor Banjara Premium Banking Centre, its second so far. While billed as catering to the HNW segment, Datamonitor feels it is better positioned to target the fast growing and lucrative Indian mass affluent market.

Published By Datamonitor
03 Dec 2012
Expert View
Expert View

Morgan Stanley: goodbye India, it's been difficult

Morgan Stanley selling its Indian private banking business highlights the inefficiency of the local market, especially as the sale comes only seven months after Morgan Stanley received a banking license from the Reserve Bank of India.

Published By Datamonitor
08 Nov 2012
Expert View
Expert View

Onshore wealth management is more attractive in Chile and Turkey than in China and India

The legal hurdles that exist in countries such as China restrict the degree to which foreign banks can enter and conduct business. These restrictions do not necessarily negate the opportunities in these countries, but they do mean that alternative routes to market other than the acquisition of a smaller local player may be necessary, complicating and adding to the cost of entry.

Published By Datamonitor
08 Oct 2012
Expert View
Expert View

BRIC wealth markets to continue on their growth path, albeit at a slower pace

The BRIC wealth markets experienced among the highest growth globally in terms of liquid assets held by affluent individuals during 2006-11. While this trend is set to continue, growth is set to slow slightly in light of a worsening eurozone crisis and its impact on the global economy.

Published By Datamonitor
08 Oct 2012
Expert View
Expert View

Behavioral finance will help Indian private banks with draft SEBI rules

The wealth management industry in India looks set to undergo a big increase in standards regarding the profiling and assessment of clients. Looking at how other markets, such as the UK, have undergone similar changes will allow players to quickly adapt to the proposed shifts in regulation.

Published By Datamonitor
03 Oct 2012
Expert View
Expert View

HDFC launches new deposit product designed for the increasingly important NRI segment

HDFC Bank, India's second largest private sector bank by market capitalization, has launched the One Family, One Bank, Zero Balance account for non-resident Indians and their families. This market is highly attractive to banks due to its huge and wealthy diaspora. However, considering the size of the global expat community, banks should not neglect other, smaller segments.

Published By Datamonitor
06 Sep 2012
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Expert View

Julius Baer and Bank of America Merrill Lynch: shaking up the world order of global wealth managers?

Julius Baer has agreed to acquire Merrill Lynch's non-US wealth management operations from Bank of America. The deal is sizable, seeing Julius Baer boost AUM by around 40%, and could see it edge into the top 10 largest wealth managers globally. Despite the divestment, Bank of America is set to remain as the third largest wealth manager in the world, thanks to its significant US operations.

Published By Datamonitor
15 Aug 2012
Expert View
Expert View

RBS rounds out its HNW offering in India with credit products

RBS's Indian subsidiary has announced that it is extending its Credit Solutions products to India. The new offering will add to its existing suite of wealth management services, which include banking, investments, and wealth planning. The move brings RBS's Indian operation into line with its presence in other countries, and with the activities of other leading international banks.

Published By Datamonitor
20 Jul 2012

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