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Expert View
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Due to concerns that UK consumers are saving insufficiently for their retirement, employees are to be automatically enrolled into pension schemes. The initiative will start to roll out in 2012 and will be fully implemented by 2018. However, due to the current squeeze on many consumers' incomes, Datamonitor believes that it is not the correct time to initiate the program.
Published By Datamonitor
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01 Feb 2012 |
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CommentWire
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Westpac has relaunched the Bank of Melbourne brand after its removal from the market in 2004, in a bid to boost market share in Victoria and create an exclusively regional proposition. However, as yet there appears to be little difference between the St.George proposition and the new Bank of Melbourne, raising questions about the significance of the rebranding strategy.
Published By Datamonitor
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28 Jul 2011 |
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Expert View
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Bank of Queensland's acquisition of Virgin Money will allow the former to rapidly expand into Australia's lucrative online segment, while providing it with access to Virgin Money's expertise and infrastructure.
Published By Datamonitor
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11 Apr 2013 |
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Expert View
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According to Datamonitor's 2012 Financial Services Consumer Insight Survey, a staggering 81.7% of Chinese consumers are interested in gaining the ability to pay for things in shops using their mobile phones. This compares to only 49.0% of UK consumers, and a low of 36.2% among Dutch consumers.
Published By Datamonitor
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19 Oct 2012 |
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CommentWire
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The Commonwealth Bank of Australia has launched Coinland, a virtual online game designed to educate primary school children in money management and the consequences of spending. With new Datamonitor findings highlighting a lack of understanding and engagement between banks and consumers, this new initiative sees Commbank well poised to capitalize on this gap in the market.
Published By Datamonitor
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21 Apr 2010 |
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CommentWire
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A Datamonitor survey has revealed that 9% of Australian credit card customers admit to only managing the minimum payment each month, while almost a quarter admit to buying items they can't afford with their card. Credit card providers therefore need to be careful selecting who to offer credit, and be transparent in communicating associated costs.
Published By Datamonitor
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24 Jan 2008 |
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Expert View
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Compliance issues as well as cost minimization efforts are driving product development as wealth managers are adapting to Australia's FoFA reforms. However, those managers that are still able to innovate with the customer in mind will gain a competitive advantage.
Published By Datamonitor
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13 Feb 2013 |
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Expert View
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Eftpos, Australia's largest payment card scheme, is to implement a new interchange fee in Australia effective as of October 1, 2011, to embrace a new era in the Australian payments system. Mixed responses are expected from all payments participants, from merchant operators and acquirers to card issuers.
Published By Datamonitor
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05 Oct 2011 |
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Expert View
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Fears of a major slump in the previously buoyant video games market have been realized by a trading update from market leader Game Group. The highly cyclical nature of the sector has been highlighted by the dual release of Game's figures for the 53 weeks to January 31, 2009, in which total UK and Ireland sales were up 25.7%, and for the 11 weeks to April 18, 2009, in which they were down 2.4%.
Published By Datamonitor
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23 Apr 2009 |
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CommentWire
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US clothing retailer Gap has opened its first store in Australia in a bid to capitalize on the market's potential, stating that it intends to focus its brand positioning on product quality rather than discounting. However, as Australian consumers are continuing to be driven by value, Gap will have to offer a compelling proposition in order to gain favor among the growing legion of bargain hunters.
Published By Datamonitor
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15 Sep 2010 |
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Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Reports and briefs contain analyst driven analysis and opinion covering a specific market or issue.
Opinion and market commentary from Datamonitor's industry experts.
Insight for technology vendors into customer trends and pain points from key business decision makers.
Business information covering a specific market or issue.