Opinion on Retail Banking and Lending

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Type Product title / description Pub Price
CommentWire
CommentWire

Chinese banking: tough decisions ahead

China's entry into the WTO provided a timeline to market liberalization as well as opening the door to the $1.4 trillion of consumer assets within the country. Part of these developments, the creation of China's new independent banking regulator and watchdog, should boost a growing confidence in the Chinese banking industry.<BR />

Published By Datamonitor
24 Apr 2003
CommentWire
CommentWire

Chinese banking: overseas investment could be sweet or sour

The $4.7 billion combined investment by Royal Bank of Scotland and Temasek in Bank of China has been put in jeopardy by hesitant Chinese shareholders worrying about an increasing level of foreign influence. Unless outside investment in China's financial sector is disciplined and measured in its ambitions, it is likely that local resentment over western involvement will continue to grow.

Published By Datamonitor
03 Nov 2005
Expert View
Expert View

Children crying out for financial engagement

Children are tomorrow's banking consumers, and there is a strong business case for banks to serve the needs of this segment. However, only a minority of providers have effective strategies in place to engage with children.

Published By Datamonitor
04 Feb 2014
CommentWire
CommentWire

Child Trust Funds: regulators struggle to generate interest

The UK regulator's announcement about how the new child trust funds can be advertised and promoted comes as the government struggles to generate much enthusiasm among providers for the product. A successful and clear marketing campaign will be the key to driving uptake.

Published By Datamonitor
09 Jun 2004
Expert View
Expert View

Cheques enter the digital age

The introduction of remote deposit capture (RDC) will speed up the decline in branch visits and hasten the move to self-service banking.

Published By Datamonitor
10 Jan 2014
CommentWire
CommentWire

Chase Manhattan: aggression in aggregation

Published By Datamonitor
08 Dec 2000
Expert View
Expert View

Charter Savings Bank faces struggle for savers

Charter Savings Bank - which commenced operations in the UK on March 2, 2015 - will have its work cut out to win over savers in a market that remains dominated by the high street banks.

Published By Datamonitor
03 Mar 2015
CommentWire
CommentWire

Charles Stanley: branching out in broking

Charles Stanley's [CAY.L] acquisition of Fyshe Horton Finney will confirm its position as one of the largest broking firms in the City of London, and add a number of new offices to plug a conspicuous hole in the company's national network. Fyshe Horton should complement Charles Stanley well, but the loss of the brand name may have implications for regional client recognition.

Published By Datamonitor
21 Jan 2004
ResearchWire
ResearchWire

Channel integration: key priority for banks

Published By Datamonitor
13 Feb 2003
Expert View
Expert View

Changes in the Spanish savings bank market are a blessing in disguise for cardholders

Although decreasing choice locally, consolidation and change in the Spanish savings bank market will increase competition nationally, as cajas merge together. These larger Spanish issuers are competing in greater numbers across many regions and will provide more advanced and innovative products with better rates for payment cardholders, although consumers may be slow to take up the new offerings.

Published By Datamonitor
10 Feb 2011

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