Opinion on Payments

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FICO uses mobile location to reduce false positives

FICO's new Proximity Location service strategically capitalizes on rising smartphone penetration, providing banks with a major opportunity to effectively tackle fraud without compromising the consumer payment experience.

Published By Datamonitor
26 Nov 2013
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Google Wallet rides smartphone loyalty wave

The loyalty market is shifting towards a mobile-based paradigm that prioritizes consumer convenience to maximize loyalty schemes' effectiveness. Recognizing this, Google Wallet has moved to position itself strongly in the emerging market.

Published By Datamonitor
01 Nov 2013
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Square Cash trades security for convenience

Square's new email fund transfer service highlights the growing trend of mobile wallet providers looking to the P2P space to broaden their service functionalities. However, getting the balance right between convenience and security is crucial.

Published By Datamonitor
25 Oct 2013
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NTT DOCOMO's virtual prepaid card faces usage struggle

NTT DOCOMO's new virtual Visa prepaid card service for online shoppers will require considerable long-term investment to garner any real payoffs, as there is a general unwillingness to use prepaid online in Japan.

Published By Datamonitor
26 Sep 2013
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eBay accelerates online/offline conflux

In unveiling its new strategies for 2013 and 2014, eBay provides a glimpse of the future of online commerce: a total blurring of the distinction between online and offline.

Published By Datamonitor
25 Sep 2013
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Providers must reassure consumers over contactless

Concern over lost or stolen contactless payment cards can be a barrier to consumer uptake of the new payment format. Issuers and schemes must provide reassurance in order to drive demand for contactless payment use.

Published By Datamonitor
06 Aug 2013
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Qantas pressured by card schemes to reduce surcharges

The leading card schemes have begun to pressure merchants to reduce high card usage charges. Qantas has reacted accordingly, and other companies are likely to follow its lead in the future.

Published By Datamonitor
17 Jul 2013
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Secure Cloud threatens US payment networks

US banking association The Clearing House (TCH) is moving to the fore of consumer payments with a security service for mobile payments that has the potential to challenge processors and card schemes later on.

Published By Datamonitor
11 Jul 2013
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Banco Sabadell using cash to push mobile payments

Banco Sabadell's Instant Money service highlights a growing trend among banks looking to use ATM cash withdrawals as a means of promoting mobile payments. However, getting the balance right between convenience and security is key to success.

Published By Datamonitor
28 Jun 2013
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Commonwealth Bank should not fear Google

Rather than worrying about non-financial institutions muscling in on their territory, banks need to embrace the change and beat the payment upstarts at their own game.

Published By Datamonitor
10 Jun 2013

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