Opinion on Payments

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Type Product title / description Pub Price
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NTT DOCOMO's virtual prepaid card faces usage struggle

NTT DOCOMO's new virtual Visa prepaid card service for online shoppers will require considerable long-term investment to garner any real payoffs, as there is a general unwillingness to use prepaid online in Japan.

Published By Datamonitor
26 Sep 2013
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eBay accelerates online/offline conflux

In unveiling its new strategies for 2013 and 2014, eBay provides a glimpse of the future of online commerce: a total blurring of the distinction between online and offline.

Published By Datamonitor
25 Sep 2013
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Providers must reassure consumers over contactless

Concern over lost or stolen contactless payment cards can be a barrier to consumer uptake of the new payment format. Issuers and schemes must provide reassurance in order to drive demand for contactless payment use.

Published By Datamonitor
06 Aug 2013
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Qantas pressured by card schemes to reduce surcharges

The leading card schemes have begun to pressure merchants to reduce high card usage charges. Qantas has reacted accordingly, and other companies are likely to follow its lead in the future.

Published By Datamonitor
17 Jul 2013
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Secure Cloud threatens US payment networks

US banking association The Clearing House (TCH) is moving to the fore of consumer payments with a security service for mobile payments that has the potential to challenge processors and card schemes later on.

Published By Datamonitor
11 Jul 2013
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Banco Sabadell using cash to push mobile payments

Banco Sabadell's Instant Money service highlights a growing trend among banks looking to use ATM cash withdrawals as a means of promoting mobile payments. However, getting the balance right between convenience and security is key to success.

Published By Datamonitor
28 Jun 2013
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Commonwealth Bank should not fear Google

Rather than worrying about non-financial institutions muscling in on their territory, banks need to embrace the change and beat the payment upstarts at their own game.

Published By Datamonitor
10 Jun 2013
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MasterCard and Telefonica "Zuum" into Brazil's unbanked

Zuum, the mobile payment service launched in Brazil by MasterCard and Telefonica, will tap into a big market opportunity but it will not be an easy road to mass adoption.

Published By Datamonitor
29 May 2013
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Samsung joins the digital wallet race

Following Google Wallet and Apple Passbook, Samsung has joined the digital wallet race in South Korea and the US. However, while the Samsung Wallet has all the ingredients to take off in its home market, it will not be smooth sailing in the US.

Published By Datamonitor
28 May 2013
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Wendy's move highlights mobile wallet challenges

Wendy's is entering the US mobile payments market, launching a pilot program introducing POS payment functionality to its existing MyWendy's mobile app in three US cities. Retailer mobile wallet apps undoubtedly have the potential for success, but their focus on customer loyalty makes mobile wallets less payment tools and more marketing devices.

Published By Datamonitor
16 May 2013

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