Opinion on Payments

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Barclaycard adds wearables to contactless roster

Barclaycard's plan to roll out "bPay band" is a strategic move by the bank to capitalize on the rising ownership and awareness of contactless payment cards in the UK. However, making it a mainstream payment tool will be challenging.

Published By Datamonitor
23 Jun 2014
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Paym looks to eliminate P2P cash payments

The UK's forthcoming mobile P2P payment service, Paym, strategically capitalizes on the market's high mobile phone and current account penetration levels, providing banks with a major opportunity to drive the move towards electronic payments.

Published By Datamonitor
17 Mar 2014
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UK consumers unfazed by contactless hype

Although ownership and awareness of contactless payment cards are both on the rise, a growing number of UK contactless card holders are choosing to use other more established payment methods.

Published By Datamonitor
04 Mar 2014
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Mobile payments in India set to explode

Payment providers need to focus on delivering the basics of a good payments solution via cheap feature phones if they are to tap into India's mobile money market potential.

Published By Datamonitor
19 Dec 2013
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FICO uses mobile location to reduce false positives

FICO's new Proximity Location service strategically capitalizes on rising smartphone penetration, providing banks with a major opportunity to effectively tackle fraud without compromising the consumer payment experience.

Published By Datamonitor
26 Nov 2013
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Google Wallet rides smartphone loyalty wave

The loyalty market is shifting towards a mobile-based paradigm that prioritizes consumer convenience to maximize loyalty schemes' effectiveness. Recognizing this, Google Wallet has moved to position itself strongly in the emerging market.

Published By Datamonitor
01 Nov 2013
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Square Cash trades security for convenience

Square's new email fund transfer service highlights the growing trend of mobile wallet providers looking to the P2P space to broaden their service functionalities. However, getting the balance right between convenience and security is crucial.

Published By Datamonitor
25 Oct 2013
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NTT DOCOMO's virtual prepaid card faces usage struggle

NTT DOCOMO's new virtual Visa prepaid card service for online shoppers will require considerable long-term investment to garner any real payoffs, as there is a general unwillingness to use prepaid online in Japan.

Published By Datamonitor
26 Sep 2013
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eBay accelerates online/offline conflux

In unveiling its new strategies for 2013 and 2014, eBay provides a glimpse of the future of online commerce: a total blurring of the distinction between online and offline.

Published By Datamonitor
25 Sep 2013
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Providers must reassure consumers over contactless

Concern over lost or stolen contactless payment cards can be a barrier to consumer uptake of the new payment format. Issuers and schemes must provide reassurance in order to drive demand for contactless payment use.

Published By Datamonitor
06 Aug 2013

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