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Expert View
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Wendy's is entering the US mobile payments market, launching a pilot program introducing POS payment functionality to its existing MyWendy's mobile app in three US cities. Retailer mobile wallet apps undoubtedly have the potential for success, but their focus on customer loyalty makes mobile wallets less payment tools and more marketing devices.
Published By Datamonitor
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16 May 2013 |
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Expert View
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The Co-operative Bank has made headlines frequently in the past year due to a number of setbacks. However, the bank benefits from high levels of customer loyalty and as long as it can reassure customers that it is still able to deliver on core values, The Co-operative Bank is likely to emerge from this unfortunate series of events unscathed.
Published By Datamonitor
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15 May 2013 |
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Expert View
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Supermarkets are becoming serious players in financial services and thus offer opportunities to insurers. Supermarkets and insurers can partner to build on retailers' credit card and loyalty program successes to improve insurance offering features and price, based on retailers' rich customer data and insight.
Published By Datamonitor
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14 May 2013 |
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Expert View
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Sainsbury's is taking full ownership of Sainsbury's Bank after buying out the 50% stake held by Lloyds Banking Group. Greater numbers of retailers entering the banking industry pose a threat to incumbent banks and building societies.
Published By Datamonitor
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09 May 2013 |
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Expert View
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PayPal's recently launched Log In with PayPal platform allows consumers to use their PayPal credentials to log in to merchant websites and complete the checkout process without needing to enter personal or payment information. The service focuses on mobile internet, a popular and growing market, and is likely to prove more successful than PayPal's previous forays into mobile POS payments.
Published By Datamonitor
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08 May 2013 |
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Expert View
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China UnionPay's entrance into the US payment card market with a prepaid card offering signals a bold strategic move by the payment network to not only tap into the growing popularity of prepaid cards, but also to expand its consumer reach and global brand presence. If successful, UnionPay could potentially spell bad news for major payment providers and their standing in the market.
Published By Datamonitor
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02 May 2013 |
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Expert View
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The Australian personal loan market has stagnated in value, remaining mired in traditional and costly channels that show little sign of innovation. Australian authorized deposit-taking institutions must leverage the growth of mobile banking to gain market share in a profitable manner.
Published By Datamonitor
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29 Apr 2013 |
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Expert View
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Amazon appears to be contemplating a bold move into mobile payments, with prospective plans to develop an anonymous mobile payments service. By putting information privacy at the heart of the service, Amazon stands to tap into a lucrative opportunity, with strong evidence to suggest that mobile wallet security is still a major concern for many consumers.
Published By Datamonitor
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25 Apr 2013 |
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Expert View
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The collapse of Project Verde has led to Lloyds looking to float the branches under the TSB brand. The prospects of a standalone TSB brand are positive, as it is a profitable business that will enter the market with scale.
Published By Datamonitor
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25 Apr 2013 |
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Expert View
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Bank of Queensland's acquisition of Virgin Money will allow the former to rapidly expand into Australia's lucrative online segment, while providing it with access to Virgin Money's expertise and infrastructure.
Published By Datamonitor
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11 Apr 2013 |
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Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Reports and briefs contain analyst driven analysis and opinion covering a specific market or issue.
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