Latest Intelligence in Europe

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Type Product title / description Pub Price
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Mobile forces showdown on branch banking

Announcements by both RBS and Yorkshire and Clydesdale Banks of significant branch closures highlight the revolution in consumer behavior brought about by mobile, one that will force all banks to reassess their branch models.

Published By Datamonitor
11 Apr 2014
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Expert View

Branchless Atom bank will have limited appeal

A new digital-only bank called Atom is set to enter the UK market. However, its lack of branches and telephone banking will not appeal to the majority of consumers.

Published By Datamonitor
11 Apr 2014
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Expert View

Make insurance relevant to young renters

Younger consumers living in rented accommodation are less engaged with insurers than both their home-owning peers and older individuals. More work is required in attuning and promoting relevant products to this key customer segment.

Published By Datamonitor
11 Apr 2014
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Expert View

Non-insurers edge into telematics supply chain

Non-insurer brands continue to push into the telematics insurance market. Insurers need to enhance their propositions in order to be able to compete with them.

Published By Datamonitor
09 Apr 2014
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Expert View

Lloyds' new Club account may backfire

The new Club Lloyds current account will make its customers think twice about the deal they are getting from their bank, and may cause some to leave it altogether.

Published By Datamonitor
04 Apr 2014
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Expert View

Switching incentives now a hygiene factor

Switching bonuses and in-credit interest have become a hygiene factor for consumers. Providers that do not offer at least one of these perks will lose out in the battle for new and existing customers.

Published By Datamonitor
04 Apr 2014
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Escape of water claims flooding commercial property

Commercial property is witnessing an unprecedented increase in escape of water claims, mainly due to damage caused by burst water pipes and the associated costs. Insurers must do more to try and minimize the damage in order to reduce claims costs.

Published By Datamonitor
03 Apr 2014
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Expert View

Russia's HNW to increase offshore investments

Russian HNW clients already allocate substantial assets in foreign markets. The uneasy domestic political situation and favorable global bond and equity markets look set to drive further offshore investment, and with it, portfolio diversification.

Published By Datamonitor
02 Apr 2014
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3D printing may not reduce supply chain risk

The overall effect of 3D printing on manufacturers' reliance on third parties is still an unknown, and will be determined by individual businesses' supply chains. Business interruption insurers need to be aware of the individual factors to avoid overestimating the impact.

Published By Datamonitor
31 Mar 2014
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Expert View

Support for HCE a boost to NFC

The NFC Forum's backing of host card emulation (HCE) for NFC-based services is a clear admission that the technology addresses major challenges facing the industry, and is a crucial stepping stone for NFC's future within payments.

Published By Datamonitor
28 Mar 2014

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