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Expert View
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Following the financial crisis, the landscape of the insurance industry has changed. Due to the Red Queen dilemma, players are going to have to adapt quickly to the changing market, but some have not even yet realized that this is necessary. Research by Ovum reveals that insurers' awareness of the dilemma and ability to deal with it vary by geographic location.
Published By Datamonitor
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18 Aug 2010 |
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Expert View
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The recent news that Logica has partnered with Starview Technology to create the Real-Time Demand Automator is further evidence of its commitment to leading the development of technologies to support smart energy functionality. Given the firm's relative strength in the European utility industry, it appears to be positioning itself well, particularly in the analytics space.
Published By Datamonitor
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18 Aug 2010 |
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Expert View
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With new UK financial services provider Metro Bank having thrown open its doors on July 29, new account holders might have been surprised by the lack of online banking facilities. Indeed, the online channel has become a de facto customer interaction channel for retail banks. Despite Metro's message of "love your bank at last", the bank is not making it easy for the relationship to blossom.
Published By Datamonitor
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04 Aug 2010 |
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Expert View
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Having previously announced a collaboration with npower in June 2010, Arqiva has gone on to reveal partnerships with both BT Group and Detica. The deals will lend considerable weight to Arqiva's bid for the UK DataCommsCo role once Ofgem releases its smart meter prospectus. Indeed, Arqiva's existing wireless network and curiously British set of partners place it in an attractive position.
Published By Datamonitor
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21 Jul 2010 |
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Expert View
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The vision of a cashless society will not be fulfilled in the foreseeable future. Cash is expected to remain the primary method of payment by volume, and so competitive banks need to maintain or expand their ATM channels. However, this needs to be carried out with a strong focus on efficiency, as economic uncertainty is still a strong inhibitor of further growth.
Published By Datamonitor
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13 Jul 2010 |
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Expert View
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Visa CodeSure, a card with an embedded screen and numerical keypad, is ready for launch. By entering their PIN, consumers can generate one-time passcodes that can be used in place of static passwords for online transactions and banking. However, despite its clear anti-fraud benefits, convincing banks to invest in portfolio upgrades while economic uncertainty prevails will prove challenging.
Published By Datamonitor
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07 Jun 2010 |
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Expert View
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DeviceFidelity's launch of an NFC-enabling cover for the iPhone follows hot on the heels of other developments to convert mobile handsets into contactless form factors. Given the sensitivity surrounding the NFC business model, this will provide added impetus for acquirers to build contactless acceptance but risks alienating mobile operators from future discussions around mobile payments.
Published By Datamonitor
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28 May 2010 |
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Expert View
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Fuel retailer Orlen has begun rolling out contactless payment terminals at its service stations in Germany, while in France, Carrefour has announced that it will be deploying readers throughout its entire network. Contactless payments offer benefits such as reduced transaction times and higher convenience, which should give these players a significant competitive edge in the long term.
Published By Datamonitor
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11 May 2010 |
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Expert View
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By agreeing to acquire CyberSource for $2 billion in cash, Visa has become a direct player in the increasingly important area of payment processing for e-commerce and, crucially, m-commerce. Visa's move is part of a trend among the card networks to branch out into new areas, secure future growth potential, and to avoid being blind-sided by potential new market entrants (as happened with PayPal).
Published By Datamonitor
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28 Apr 2010 |
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CommentWire
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German software developer SAP has announced plans to acquire TechniData, a key player in the burgeoning 'sustainability software' segment. As interest in this niche area grows, new companies will be formed to exploit opportunities, while existing companies will look to expand their portfolios through acquisitions and new product development.
Published By Datamonitor
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27 Apr 2010 |
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Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Ovum's research addresses the commercial impact of technology and market changes in telecoms, software and IT services.
Reports and briefs contain analyst driven analysis and opinion covering a specific market or issue.
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