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CommentWire
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Morgan Stanley chief John Mack has decided that the company will retain its Discover card unit. This is a wise move; Discover is a profitable operation and recent deals with Pulse and China UnionPay have placed it in a strong position to enjoy future growth. However, while its short term future will be with Morgan Stanley, there remain several issuers willing and able to acquire the unit.
Published By Datamonitor
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19 Aug 2005 |
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Expert View
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Bank of America has announced that it now has over one million customers signed up to its mobile banking service. The role of mobile handsets in financial services is driving debate and innovation across the industry, and this landmark may be the clearest indication yet that a largely untapped consumer demand for the channel exists, but the mobile channel must offer more than online banking.
Published By Datamonitor
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16 Jun 2008 |
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Expert View
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By offering added-value packaged accounts in return for higher monthly fees, banks can counter the decline in their core sources of revenue.
Published By Datamonitor
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21 Dec 2012 |
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Expert View
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Consumers attempting to stick to a budget have a number of tools available to them through their mobile phones to aid the management of their money. Regular micro-management of finances facilitates saving and keeps track of everyday spending. Third-party providers are currently leading the field but these tools are a clear next step for mainstream banking apps.
Published By Datamonitor
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08 Jan 2013 |
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