Latest Intelligence on Retail Banking and Lending

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Type Product title / description Pub Price
Expert View
Expert View

"Predictable outcome" products proposed to help restore trust in UK financial services

The FSCP has called for the introduction of a range of straightforward "predictable outcome" products to reverse the loss of consumer trust experienced in the financial services sector. Changes to the advisory model through the introduction of the RDR and consumer demand for transparency and simplicity give strong weight to this proposal.

Published By Datamonitor
18 Aug 2011
CommentWire
CommentWire

'Universal bank': doubts over government plan

Published By Datamonitor
10 Apr 2001
CommentWire
CommentWire

'Vote with your feet': bank critics urge consumers to move their money

A group of politically active bloggers from the Huffington Post have encouraged American consumers to move their money out of large US banks that accepted taxpayers' money and into struggling community banks. This campaign and others like it highlight the effectiveness of social media in uniting consumers and driving change, and the big banks should not underestimate its power.

Published By Datamonitor
21 Jan 2010
Expert View
Expert View

118 118 Money spies gap in loans market

The entry of directory enquiries provider 118 118 into the "near prime" personal loans market highlights the extent to which the consumer credit market is currently failing to meet the needs of a large segment of the population.

Published By Datamonitor
04 Oct 2013
Expert View
Expert View

2007 still set to be a record year for UK mortgage lenders

The financial services industry has seen the most dramatic fallout so far from the US sub-prime mortgage crisis, with events at Northern Rock leading to the first 'run on a bank' in the UK in over 100 years. However, despite these recent events, the UK mortgage market is still expecting to see record lending for the year, while a slowdown has been forecasted for 2008.

Published By Datamonitor
18 Sep 2007
Expert View
Expert View

2007 will be one of the most challenging years in contact center outsourcing's history

Coming hot on the heels of UK bank Lloyds TSB's announcement that it is to move its contact center operations from Mumbai to the UK, a new report has revealed that contact center outsourcing providers are set to face tremendous challenges with the emergence of late-adopting vertical markets. Indeed, vendors are struggling to adapt industry-specific solutions to both new and established clients.

Published By Datamonitor
08 Mar 2007
CommentWire
CommentWire

2010 UK Budget: bank accounts for all

The British Chancellor of the Exchequer Alistair Darling has announced plans in his 2010 Budget to broaden access to financial services by compelling banks to provide accounts to all consumers, regardless of their financial status. However, the extra costs that this proposal may impose on banks could encourage them to levy monthly fees on all account holders in an effort to maintain profit levels.

Published By Datamonitor
25 Mar 2010
Expert View
Expert View

2013: brighter prospects for competition in UK retail banking

Although the level of competition in UK retail banking has remained stubbornly low despite the disruptive effects of the 2008 financial crisis, there will be substantial changes in 2013. Relaxed capital requirements for new entrants, easier account-switching procedures, and the launch of bank accounts by at least two high-profile new entrants will significantly alter the landscape.

Published By Datamonitor
09 Jan 2013
Expert View
Expert View

2013: micro-managing finances through the mobile

Consumers attempting to stick to a budget have a number of tools available to them through their mobile phones to aid the management of their money. Regular micro-management of finances facilitates saving and keeps track of everyday spending. Third-party providers are currently leading the field but these tools are a clear next step for mainstream banking apps.

Published By Datamonitor
08 Jan 2013
Expert View
Expert View

2013: mortgage market enters the new year on an optimistic note

The UK mortgage market is set for its strongest year since the credit crunch began in 2008, as the Funding for Lending Scheme increases mortgage availability and consumer demand rises on the back of historically low rates.

Published By Datamonitor
10 Jan 2013

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