Opinion

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Type Product title / description Pub Price
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Barclays and FCA lock horns over mortgages

Tensions have arisen between the UK Financial Conduct Authority (FCA) and a major UK lender over the application of mortgage affordability assessments. How this dispute ends will have a big impact on future relations between the FCA and UK banks.

Published By Datamonitor
24 Nov 2014
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Fees are fine, but they must be clear

In retail banking, good service is crucial to keeping customers happy and improving their loyalty. However, it is just as important, if not more so, to manage their expectations on fees.

Published By Datamonitor
17 Nov 2014
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PLA Innovation of the Week: a snack cake that becomes a frozen novelty after a trip to the freezer

Snack cakes are not normally eaten to "beat the heat," but that may change with new Phoskitos Pou mini-cakes. These chocolate and milk cream cakes can be consumed as they are or put in the freezer for one hour and eaten like ice cream afterwards. New in Spain, this product is the Datamonitor Consumer Product Launch Analytics innovation of the week.

Published By Datamonitor
17 Nov 2014
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Bionym brings biometric authentication to wearables

Bionym's multi-bank trial of Nymi Band will see the start-up capitalize on the rising ownership of contactless payment cards in Canada, tapping into the growing use of biometrics as a payment authentication tool.

Published By Datamonitor
17 Nov 2014
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Credit Suisse revs up US entrepreneurs

Credit Suisse is taking client targeting to a new level with an initiative called Entrepreneurs Circle. Particularly in mature markets such as the US, private wealth managers need more such programs to develop a sustainable pipeline of new clients.

Published By Datamonitor
13 Nov 2014
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Private landlords seriously underinsured

Datamonitor Financial survey data indicates a serious underinsurance issue among private individuals who rent out properties. Providers should make sure the necessary checks are in place to resolve this.

Published By Datamonitor
13 Nov 2014
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Apple pulls ahead in wallet wars

The future of mobile payments is far from decided, but one month into its launch, Apple is clearly ahead in the race.

Published By Datamonitor
12 Nov 2014
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No need for CMA current account investigation

The Competition and Markets Authority (CMA) has launched a new investigation into the UK personal current account (PCA) market. Quite what this review is expected to achieve that earlier enquiries have not is unclear.

Published By Datamonitor
12 Nov 2014
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PLA Innovation of the Week: a new laundry detergent claimed to turbocharge your sex life

Want to improve your sex life? Clean the sheets with new Surf limited-edition Flirty Shades of Surf laundry detergent. New in the UK, this limited-edition laundry detergent "with Scentsual Oils" has a rose and jasmine scent that is claimed to heat up the bedroom in a kinky kind of way. This product is the Datamonitor Consumer Product Launch Analytics innovation of the week.

Published By Datamonitor
10 Nov 2014
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CBA taking contactless to the next level

Commonwealth Bank Australia (CBA) has initiated the next evolutionary stage of contactless payments in the Australian market, with New South Wales' Opal transit payment system slated to accept CBA-issued contactless payment cards in the future.

Published By Datamonitor
06 Nov 2014

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