Opinion on New Payment Technologies

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Amazon mobile payments: secure but not convenient

Amazon appears to be contemplating a bold move into mobile payments, with prospective plans to develop an anonymous mobile payments service. By putting information privacy at the heart of the service, Amazon stands to tap into a lucrative opportunity, with strong evidence to suggest that mobile wallet security is still a major concern for many consumers.

Published By Datamonitor
25 Apr 2013
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American Express enhances the TV viewing experience with mobile commerce

American Express's recent move to use TV viewing to boost its mobile commerce activity highlights a major growth opportunity for payment providers to boost engagement through a more tailored and direct avenue, as over half of US consumers currently use their mobile to shop online.

Published By Datamonitor
26 Nov 2012
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Amex launches Twitter payments

American Express has extended its Sync service with social media site Twitter to allow users to pay for purchases using special hashtags. Although unlikely to remain anything but a niche offering, Amex's move is focused more on its traditional space of consumer targeting and reward programs.

Published By Datamonitor
18 Feb 2013
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ANZ goMoney and CBA Kaching point to significant mobile payment opportunities in Australia

According to figures released by ANZ and CBA regarding their respective goMoney and Kaching apps, mobile payments are becoming increasingly popular among Australian consumers. Although uptake of these apps has been strong, there is still great opportunity to encourage usage and grow the Australian mobile payments market.

Published By Datamonitor
21 Dec 2012
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Australia: future credit card growth will rely on systemic growth

The Australian payment cards market has without a doubt reached a new saturation point, with future growth in the sector expected to rely on increasing payment card usage among users. Datamonitor forecasts that transaction volumes on credit cards will grow by 3.7% and 5.1% in 2012 and 2013, respectively.

Published By Datamonitor
16 May 2012
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Barclays Pingit extends its reach to all UK banks

Barclays Pingit, the P2P consumer payment service, has extended its coverage to non-Barclays customers. Barclays has been promoting the latest download figures, of around 400,000, in the two months since the app was released. However, Datamonitor believes it needs to reach the millions and the bank needs to address concerns about intra-operability before the system can revolutionize P2P payments.

Published By Datamonitor
19 Apr 2012
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Chinese consumers are ready for mobile payments, but the ecosystem faces familiar challenges

According to Datamonitor's 2012 Financial Services Consumer Insight Survey, a staggering 81.7% of Chinese consumers are interested in gaining the ability to pay for things in shops using their mobile phones. This compares to only 49.0% of UK consumers, and a low of 36.2% among Dutch consumers.

Published By Datamonitor
19 Oct 2012
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Commonwealth Bank should not fear Google

Rather than worrying about non-financial institutions muscling in on their territory, banks need to embrace the change and beat the payment upstarts at their own game.

Published By Datamonitor
10 Jun 2013
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Facebook reveals its growth potential in the virtual payments space

In its filing to the US Securities and Exchange Commission to raise $5bn in new funding through its long anticipated initial public offering, Facebook revealed that its payments business accounted for 15% of the company's total revenue in 2011, giving the virtual games payment market an estimated $1.9bn annual value within Facebook's platform alone.

Published By Datamonitor
03 Feb 2012
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Google launches a new micropayment service for online content

Google recently announced the addition of a new feature to its wallet service that allows users to make micropayment transactions of $1 or less for online content. Online micropayments have long been lauded as the future of the Internet but have struggled under limited take-up among consumers and the intricacies of interchange fees.

Published By Datamonitor
05 Oct 2012

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